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North Star Mortgage

NMLS #186708

Lollie Pedersen

Home | Lollie Pedersen
Lollie Pedersen

Lollie Pedersen

Job Title

Loan Officer

About

About

Home is a place of love, of laughter, a place to gather, and a sanctuary.

This is why Lollie first fell in love with homes. For her, life is about seizing every available opportunity to grow and to never lose sight of one’s end goal. She either wins, or she learns, which is the outlook that has seen her go from small-business owner at the age of sixteen to a seasoned realtor, one as capable of working with first-time homebuyers as she is with clients negotiating million-dollar homes. As a designer, she possesses a honed vision of how her clients can best utilize a space to reflect their personalities, their lifestyles, and she’s equipped with redesign options to amplify value wherever possible. She knows that the property market can be treacherous for homebuyers without the right guide to protect them, someone just like her. Her approach is meticulous—examining a property’s geological reports, analyzing whether the neighborhood is in a major up or down cycle, evaluating if the lender is offering what is truly best for her clients, and educating them about what actually constitutes a good investment. And she has the foresight to discuss her clients’ best exit strategy, considering the market’s statistical trends. Deals can be overwhelming, and real estate can be a colossal risk, but problems for Lollie’s clients are taken care of before they ever know that there’s even a problem.

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Client Reviews

This was our first time purchasing a home and I am so grateful my real estate agent told me to go with Shanna at North Star. She went above and beyond with helping us, finding the perfect mortgage for us, and patiently walking us through every step. We also saved thousands because Shanna does not charge origination fees like other institutions and she was able to save us more with a free home inspection! As great as those things were, she saved us way more in the long run with finding the perfect home buyer program for us that saved us from paying mortgage insurance. We highly recommend her and North Star to anyone navigating buyer their first or fifteenth home. They really are the best!

Jessie D.

I just want to say how much I appreciate all your help.  You have done more for me than anyone has ever done and invested so much time and energy in me. So many people took one look and subbed their noses and looked at me like a terrible person because I struggled to pay payments. So many people tried to take advantage of me because I trusted them and didn’t know any better.  But you believed in me and saw that I was doing the best I could with what I had and I have been trying so hard to make it all work for so long it was exhausting, now I have a new chance at starting over and doing it right. Thank you does not even do it justice.  I can’t wait to all go out and celebrate with you!

Sarah C.

Keith and Jan were such an amazing lender!
Since this is our first time buying a home, we had very limited knowledge, only what we found in books, online and from family and friends. When we started looking for a house, Keith immediately told us in detail over the phone the entire process and sent us the same detailed list through email so we could review it together. He is very knowledgeable and made sure that if we had any questions or concerns, they were all taken care of promptly and in a way that gave us confidence and added knowledge.
Since we are new to the home buying process, Keith even gave us a FREE home inspection! From the start, everyone was extremely helpful and very honest about all of the paperwork and costs as well as how the process works.
From the time our realtor put us in touch with Keith and Jan to the time when we closed on our home (this past week!!), they were very easy to reach no matter what time of day or night. This made our home buying experience much more comforting and a lot less stressful. Because of them and their awesome processor, we were able to close on our dream home in less than 16 days.
We gladly recommend Jan and Keith to any potential buyers!

Taylor

Jan is the most helpful and responsive person in the industry. We had lots of questions and she clearly explained answers to us in terms we understood right away. She is very organized and prepared. She started collecting our required documents early so there were no surprises when it came time to sign for our home (unlike other officers we have worked with in the past at other agencies).

While many others in the industry seem to just do the job to the minimum level. Jan goes above and beyond and is outstanding in her field.

She is great at communicating and working with other agencies to save us time and money.

I would definitely use her again ! Smoothest and quickest process ever!

Matt

Had yet another wonderful, seamless, and enjoyable experience with Keith and his team! The attention to detail, perfect amount of communication, and the sense that your back is covered is worth way more than we paid! Peace of mind and knowing exactly where you are and where you are not is the strength and comfort of dealing with Keith. Major purchases have enough opportunity for stress and not every deal is guaranteed to go perfect, but the best way to reduce exposure to doubt is with North Star Mortgage! Thanx again!

Ron O.

Keith and his team were extremely helpful in guiding us through our first home buying experience. We had a ton of questions and Keith would let us call, text, or email him at any time of the day to answer them. He made sure that we understood everything before signing it and was very patient with us through the whole process. Everyone was very nice, accommodating, and knowledgeable. I would definitely recommend Keith & Jan and their team @ North Star Mortgage!

Megan

Our dreams came true with your help! The amount of time you spent going the extra mile for our family made us feel like more than just a client. No amount of words can truly express how much we value and appreciate you for all that you have done. Thank you from the bottom of our hearts!

Beth N.

Keith was my loan officer and I would highly recommend him. I did not have an easy loan and we we're in a difficult situation and under tremendous stress.  Keith worked hard for me and kept me up to date all through the transaction. He always was prompt to respond to any phone calls or questions. He was patient and very resourceful and always had a Plan B! Thank you Keith and all of your team for jumping in and doing all you did. I can't believe I am going to be a HOMEOWNER! Thank you for everything!

Mike L.

Thank you so much for all of your help Jan! It has been so nice working with someone we could completely trust. Thank you for answering all of our silly questions, and for making it such an easy process. We appreciate you so Much!

Marshall

Jan has been responsive and easy to work with through the entire refinance process. I recommend her to all my friends and family.

Ryan

It is so awesome to have a professional who quickly becomes a close friend! Through all of my crazy emotions Jan was calm, knowledgeable and always put me at ease with her mad skills, confidence and fun personality.

Casey

We just wanted to let you know how much we appreciate all the hard work and long hours you spent helping us. You both are amazing at what you do, and we are so glad we had such wonderful people by our side through it all. We love our new home, and its all thanks to you. So thank you again!

The Wanner Family

This group is amazing and great to work with! Thanks Shanna for all your dedication and service! She has helped us purchase two homes and each time the process was so amazing!

Carrie Baker

North Star Mortgage was wonderful to work with. I now own the home of my dreams! Thanks Shanna!

Jenn T.

Keith,
This is just a short note to tell you how much I appreciate Shanna
Hernandez.
She has worked so hard helping me with my refinance.
She has been there when ever I have needed anything, it has been amazing.
She is the best I have ever worked with in this area.

Just wanted to let you know how great she is

Thanks

Morgan I.

Just got into our first home with help from the best. Shanna was awesome to work with and was there to guide us through the whole process. We are very happy!

Destry R.

Thank you for being such a reliable company. After a stressful experience with a different mortgage bank, I was hesitant to follow a friends advice to call North Star Mortgage. I am so grateful I made the call, because North Star not only save me a painless and efficient experience, but instilled in me the faith and confidence I had lost from the unsuccessful approach and process of another mortgage lender. Thank you

Merilee

So thankful for the inspection you guys did on our home when we bought it. Otherwise we never would have known of the issue with the roof the builder had to fix. As you said, "It's always wise for an inspection, even on a new build."

Kelsey G.

Brian and I are so grateful for all your hard work on funding our forever home. We can't wait to get started on making this into our dream home. You gave this project your total focus and we know it was not an easy task. Thank you so much for making this a reality!

Brenda

Thank you both for everything! I know I blew my cool a few times on one or both of you and I apologize. I appreciate all your hard work to get this done for us. Dealing with the loss of a husband and all that goes with it, selling off your home and belongings cause you can't afford it and trying to figure out your future is not an easy thing to be going thru. You guys did an amazing job for us and I am deeply grateful to you.

God bless you both!

K. Duke

Jan is the absolute best! Her and her team went way, way above and beyond to help us reach our dreams of owning a beautiful home that will last us many years to come!  If you're looking for a thorough team who will always go to bat for you, North Star is the way to go.

C. McDonald

Jan,

Thank you so much for helping us getting into our new home! And especially for your patience while we fumbled around getting you the info you needed.
We can never thank you enough for all of the money you saved us with your expertise!

Thank You

S. Allen

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Read All Reviews

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September 18, 2018

If you love your home and your neighboorhood, you may find yourself struggling with the idea of upgrading to a larger place and selling off your home. Moving versus remodeling has always been a debate for homeowners as they look for ways to stay within their budget, but have the home of their dreams. Mortgage rates are always moving, but the last d...

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Do I Really Need 20% As a Down Payment?

September 18, 2018

Are you planning to purchase a home in the near future? Is this your first home purchase? Have you already owned property in the past? If you are planning to buy a home, you may not need that looming 20% figure that a lot of people talk about. Here are some of our tips that will help you determine what down payment amount you need to consider. T...

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5 Tips to Make The Loan Process Faster

September 18, 2018

We should say that "working with North Star" is the first way! When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on your loan quickly. But here are five "other" ways you can speed up the process of getting a mortga...

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